For those seeking a partner with the resources and knowledge to both develop and maintain a tailor-made financial plan, the comprehensive planning process is the best way to establish financial security. Once we get to know you we can begin to develop a dynamic plan that will meet your immediate needs and goals while adjusting for changes in your professional and social life down the road. We are in it together for the long haul.

So what are the steps?


1) Introductory Meeting

This is the first part of establishing a fruitful partnership, so be prepared! In this phase we will identify your values, goals, priorities, preferences, as well as potential obstacles. Along with this, we will mutually establish what your expectations are for us and whether an ongoing partnership is the right fit.

2) Exploration Phase

Based on our introductory meeting, we now want to take a deeper dive into your situation. During this session we can begin to sketch a preliminary plan as we engage in a more comprehensive discussion about your personal and financial goals. The more open this phase is, the more detailed our plan can be.

  • 60-minute meeting, virtual or in-person (if local)
  • Identify client's current financial situation, goals, and values
  • Identify action items and prioritized to-do list
  • Ongoing collaboration to ensure financial plan developed is relevant, manageable, and comprehensive for client's situation

3) Detailed Planning

Now it is time to set you up with a plan. Based on the prior discussions, we can deliver an easy to follow roadmap that will lead you towards your financial goals. We will specifically address the areas that are of greatest importance to you: retirement savings, early investment options, business investment/growth, risk management, insurance, home ownership, estate planning, and detail the steps needed to conquer each obstacle.

  • 60-minute meeting, virtual or in-person (if local)
  • Plan delivery prior to meeting to enable client review
  • Delivery of annual goal summary, recommendations, action items, and prioritized to-do list
  • Delivery of month-by-month breakdown of goals and action items
  • Topics covered are tailored for each client and will include a review of all key issues of financial planning, including:
    • Investments
    • Cash flow and debt management
    • Tax planning
    • Family risk management
    • Retirement planning
    • Education planning
    • Legacy planning
    • Major life transition planning
    • Special situations planning

4) Ongoing Aid and Advice

Your priorities and goals will inevitably shift through time, which is why we are here to proactively prepare your plan. We embrace change. As your life circumstances require a different approach to financial planning, wealth management, and savings options, we will be a constant presence to ensure that your plan transitions along with you.

  • 60-minute follow-up meeting, virtual or in-person (if local)
    • Check-in to get an update on to-do list
    • Revisions to goals, recommendations, action items, and to-do list if needed
    • Assistance with implementation of recommendations
    • Frequency of 30 days after delivery of initial financial plan and then as needed by client's situation
      • Typically every 6 months
  • Ongoing Communication
    • Unlimited email access
    • Emails and calls for accountability, guidance, or updates as needed
    • Unlimited access to educational material produced by Blue Keel Financial Planning, LLC
    • Unlimited access to Blue Keel Financial Planning's best-in-class technology such as:
      • Budgeting
      • Account aggregation
      • Investment summaries
      • Financial statements
    • Prompt communication of macroeconomic events and their potential impact on client's financial plan
    • Follow-up meetings as needed